FREQUENTLY
ASKED QUESTIONS
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FREQUENTLY
ASKED QUESTIONS |
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How long does the loan application process take? > | From the time a contract is drawn, you
may move in to your new home in as little as two weeks. |
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| What if I don't have any credit, or what if my credit is bad? > | There are many programs available through
our office which help to fix your credit or establish credit while you're
applying and being approved for a home loan. |
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| What if I have no money for a down payment? > | We work with several programs such as
City Down Payment Assistance and the Genesis Program which have helped
many of our clients move in to their new homes with little or no money
out-of-pocket. |
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| How do I know if home-ownership is right for me? > | For close to what you may be paying in
rent, you could be making payments on an excellent investment; a home.
Interest on your home is tax-deductible, and appreciation on your home
is typically more than your bank account would pay interest. |
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